The ink is dry, the boxes are unpacked, and you are officially a homeowner in Ontario. While the hard part of the transaction is over, the first 90 days are critical for setting up your home for long-term value and comfort.
In 2026, Ontario homeowners have access to expanded "Green" incentives that weren't available just a few years ago. Here is how to maximize your first three months in your new home.
1. Claim the 2026 Home Renovation Savings Program
If your new home needs a few upgrades—like a more efficient furnace or better insulation—don't pay full price. The Home Renovation Savings Program (co-delivered by Save on Energy and Enbridge Gas) is the primary incentive platform for 2026.
2. Your First-Season Maintenance Checklist
Ontario's climate is notoriously tough on homes. Perform these checks within your first 90 days:
The Exterior (The "Shell")
- Clear the Gutters: Clogged eavestroughs are the #1 cause of basement flooding.
- Inspect the Grading: You want the ground to slope away from your home.
- Window Seals: Check for drafty gaps. A $10 tube of exterior caulk can save you hundreds.
The Interior (The "Systems")
- Change the HVAC Filter: Crucial for air quality.
- Test Alarms: Replace the batteries in all smoke and Carbon Monoxide (CO) detectors.
- Sump Pump Check: Pour a bucket of water into the pit to ensure it triggers and pumps out.
3. The "Smart" Upgrade Strategy
Under the 2026 enhancements to the Home Renovation Savings Program, you can receive up to $200 back for upgrading old, inefficient electric appliances (fridges, laundry, etc.) to new, Energy Star models.
Your first 90 days are about transition. Don't feel the need to renovate everything at once. Focus on the structural integrity and energy efficiency first—especially while the 2026 provincial rebates are at their peak.