First Home Ontario

FIRST-TIME BUYER RESOURCE CENTRE

The Complete Toolkit

Institutional-Grade Tools
For Everyday Buyers.

Stop guessing. Use our 10 interactive engines to model your exact mortgage, rebate eligibility, deposit schedule, and closing costs in Ontario.

Buyer Readiness ScoreGet your personalized score out of 100.Rebate Eligibility QuizFind which of the 6 programs you qualify for.Pre-Con Timeline BuilderVisualize your 4-year closing journey milestones.Development Levies EstimatorCalculate your hidden municipal tax exposure.Pre-Con vs. Resale BuilderCompare sunk costs & equity of both paths over 5 years.HST Rebate CalculatorCalculate your refund under C-4 rules.Closing Cost EstimatorTrue cash needed on closing day.Mortgage AffordabilityCMHC stress test & GDS/TDS limits.FHSA Savings StackerCombine FHSA & HBP tax effectively.Deposit Timeline PlannerPre-construction schedule visualizer.