Terms of Service

Last Updated: March 2026

Welcome to First Home Ontario. By actively using our website, calculators, guides, and services, you agree to comply with and be bound by the following Terms of Service. If you do not agree, do not use our site.

1. Acceptance of Terms

This website ("Site") is provided for informational and educational purposes only. It does not constitute an offer to sell, a solicitation to buy, or a recommendation for any property or financial product.

2. Use of Calculators and Tools

The calculators and estimation tools (including but not limited to HST Rebate calculators, Mortgage calculators, and Closing Cost calculators) provided on the Site are intended for illustration purposes only. They are based on stated assumptions and the latest available data (including Bill C-4 proposals as of 2026). Accuracy is not guaranteed. Final numbers may vary based on your lender, lawyer, changing legislation, and specific financial situation.

3. Intellectual Property

All content, branding, design, calculators, and texts on this Site are the intellectual property of First Home Ontario. You may not scrape, reproduce, or resell any part of our platform.

4. Professional Advice

First Home Ontario is an educational resource. We strongly advise that you consult a licensed real estate agent, mortgage broker, real estate lawyer, or tax professional before making final purchasing decisions.

5. Limitation of Liability

To the fullest extent permitted by law, First Home Ontario shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our services, calculators, or any information provided on this Site.